Testimonials

Please see the following testimonials from families that have lowered their monthly payment through a loan modification.   There are many companies that claim that can help with loan modification. Only a few can actually help you. Here is proof that we can help you.

 

Carmelo Palafox ...more

BANK: WASHINGTON MUTUAL; GMAC MORTGAGE
SAVINGS: OVER  $1,135.37

“Quiero agradecerles por su ayuda, sino hubiera seguido pagando un elevado mortgage en medio de esta gran crisis. Gracias a su trabajo he hallado la tranquilidad que buscaba. Recomendaré sobre sus servicios a las personas que tienen problemas en su mortgage”.

Before

El señor Carmelo tenía un préstamo del banco Washington Mutual de $312,614.62 con un pago de $3,041.15 mensuales, que después con la venida de la crisis no podía continuar pagando esa cantidad debido a que los intereses eran de 8.375%.

After

Con los resultados de su modificación de préstamo ahora en adelante pagará $1,905.78 después de tres meses aproximadamente que duró el proceso. Sus intereses también fueron reducidos al 4%.

Month Savings

El señor Carmelo puede ahorrar $1,135.37 mensuales, lo que puede disfrutar de una mejora en su economía. Ahora se encuentra más tranquilo porque podrá administrar mejor sus ingresos económicos.

Carmelo Palafox

 

Norma Ortega ...more

BANK: SELECT PORTFOLIO SERVICING
SAVINGS: OVER $2,538.26

“Quiero agradecer a mis asesores por lograr mi modificación de préstamo en tan sólo un mes con la aprobación del banco gracias a la eficiente labor que realiza la empresa Champion Credit Services”.

Before

La señora Norma había tenido un préstamo del banco Select Portfolio Servicing de $613,000 con un pago mensual de $5,875.72, sin embargo con la crisis económica ya no podía seguir pagando esa cantidad.

After

Con su modificación de préstamo pagará solamente $3,337.46 luego de haber recopilado los documentos necesarios y hacer las negociaciones junto con mi consultora nombrada por Champion.

Month Savings

Ahora la señora Norma goza de un ahorro de $2,538.26 mensuales, lo que puede disfrutar de una mejora en su economía. Ella ha encontrado la tranquilidad que tanto anhelaba.

Norma Ortega

 

German Navarro ...more

BANK: WACHOVIA
SAVINGS: OVER $346K

First of all I would like to express my gratitude to the magnificent staff of Champion Credit Services for all their help and wonderful service, especially to Fabiola and Onelida. I honestly thought I would never find a solution to my excessive monthly mortgage payment, but now, thanks to their professional labor, everything has changed for me.
At first, I had no problems to afford my mortgage but then, due to the financial crisis, I started falling behind on my monthly payments. I always thought I would catch up later on. It just became harder and harder to pay on time.

BEFORE

My loan was for $531,807.18 from Wachovia Bank. In order to pay that debt I had to make a monthly deposit of $ 4,570.50 with a 7.55% interest rate. Now, I will only have to pay $ 2,644.07 every month. That’s much more less than it used to be. I felt relieved. But that wasn’t all, my mortgage balance got reduced to $ 436, 081.89 and my interest rate to 5.203%, this is something I wasn’t even hoping for. I save almost $100,000 in the principal balance. Now I have equity in the house again.

German Navarro

Victor Vecchio...more

Unfornately, due to my limited income and economic hardships, the mortgage was hard to manage. My interest was about to jump and it would have increased my payment by another $2,000. Before this happened, I approach Champion for help.

 

They guided me through the process. I save over $1,000 per month. I also was forgiven the 5 months of mortgage payments wich where about $20,000. In total, Champion managed to save me a total of $80,000.

Thank you Champion for the follow up and all your hard work.

We got what we needed.

Victor Vecchio